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Overview

ACH (Automated Clearing House) bank transfer lets you pay for your vehicle directly from your bank account. This is a secure, electronic payment method often referred to as “cash” payment that’s ideal for large vehicle purchases.

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How It Works

ACH payments transfer funds directly between your bank and the account electronically, providing a secure way to complete your purchase without credit cards or financing.

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Direct Bank Transfer

ACH payments work by:
  • Connecting your bank account securely
  • Authorizing the specific transfer amount
  • Electronic transfer of funds
  • No intermediary payment processors
This is similar to paying bills online or setting up automatic payments.

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No Transaction Fees

Benefits of ACH payment:
  • No credit card processing fees
  • No buyer fees for the transfer
  • Full purchase amount goes to vehicle
  • Cost-effective for large purchases

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Processing Timeline

ACH payments take time to process:
  • Authorization: Immediate at checkout
  • Processing: 1-3 business days typically
  • Confirmation: Once funds clear
  • Order proceeds: After payment confirmation
Your order begins fulfillment once the ACH payment is confirmed.

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Security

ACH payments are secure:
  • Bank-level encryption
  • Secure account verification
  • Authorization required for each transfer
  • No credit card information stored

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How to Pay with ACH

1

Select ACH Payment

During checkout, choose “Pay with Bank Account” or “ACH” as your payment method.
ACH option appears for eligible purchases.
2

Connect Your Bank

Securely connect your bank account through the verification process.
Your bank information is encrypted and secure.
3

Authorize Payment

Review and authorize the specific transfer amount.
Payment processes within 1-3 business days.

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Troubleshooting & FAQ

ACH payments typically process within 1-3 business days:
  • Authorization is immediate at checkout
  • Funds transfer during banking hours
  • Weekends and holidays may extend timeline
  • Confirmation sent when payment clears
Your order won’t proceed to fulfillment until payment is confirmed.
Yes, ACH payments are very secure:
  • Bank-level encryption for all transfers
  • Secure authentication required
  • No credit card details exposed
  • Widely used for large transactions
ACH is one of the most secure payment methods available.
Typically no buyer fees for ACH:
  • No credit card processing fees
  • No transaction charges to buyers
  • Bank may have account fees (check with your bank)
  • Most cost-effective payment option
ACH is often preferred because there are no processing fees.
If an ACH payment fails:
  • You’ll be notified immediately
  • Common reasons: insufficient funds, account issues
  • You can retry with corrected information
  • Choose alternative payment method if needed
Contact your bank if you experience repeated failures.
Yes, ACH is always available for down payments and is the only payment option for down payments on financed purchases.
ACH is available for:
  • Full payment at checkout
  • Down payment for financing (ACH is the only option for down payments)
  • Paying the remaining balance when converting a pre-order or reservation
Check available payment options during checkout or when converting your order.
Most U.S. bank accounts work:
  • Checking accounts (most common)
  • Savings accounts (may work)
  • Account must support ACH transfers
  • Must have sufficient funds available
Verify with your bank if you’re unsure about ACH capability.